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Please read the descriptions of the programs and services offered. Then select the ones which you may be eligible for so we can get started crafting a custom plan just for you!

 Home Buyer Education

We help you reach your goals of owning a home with our HUD approved Home Buyer Education courses and HUD Housing Counseling.


    
Please only select Home Buyer Education if one or more of these apply: I'm taking the course because my lender requires I complete this course for my loan ** or I am interested in learning about the home purchase process ** or I plan to apply (or have already applied) for down-payment assistance


 Down Payment & Closing Cost Assistance (DPA) Loan

We offer down-payment and closing cost assistance (DPA) loans to buyers who currently have a contract to purchase. Buyers must also meet certain income and purchase price guidelines in St. Louis, Jefferson, and St. Charles Counties in Missouri.


    
You may complete this section if you: 1. Have a signed (by you and the seller) sales contract to purchase a home 2. You and/or your real estate agent submitted this contract to your lender providing the home loan 3. This home is located in either St. Louis, Jefferson, or St. Charles County Missouri. If the above do not apply, please complete the home buyer education section first. For more information on DPA guidelines: https://www.beyondhousing.org/downpayment-assistance



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